Insurance Appraisal 

Adequate insurance coverage is a major consideration and fiduciary responsiblity for the Board of Directors of community associations.  The LCAM Resources Insurance Appraisal report is a comprehensive valuation tool that provides the most accurate replacement cost values, and is accepted by all insurance carriers. 

Making the decision to complete a professional insurance appraisal is a wise investment that returns itself by setting an educated level of insurance coverage and thereby saving thousands by not over-insuring, and potentially saving millions by not under-insuring.  This valuable tool ensures that your community assets will be protected.

What is an Insurance Valuation?

The LCAM Resources insurance valuation report is a replacement cost analysis of the insurable assets of a community which may include residential buildings, recreation facilities, maintenance facilities, and property improvements such as gate systems, site walls, and light poles.  Our goal is to help you determine the ideal amount of coverage you need.  Many of our clients include condominium associations and homeowner associations (HOA). In addition to community associations, we also provide insurance appraisal services for apartments, high value residences, churches, and all types of commercial and investment properties. 

Our State-Certified Insurance Apprasial Reports include:

• Accurate replacement cost values for both hazard and flood insurance coverage using nationally renowned Marshall & Swift Valuation
• Information on hazard valuation, and flood valuation based on National Flood Insurance Program guidelines
• Compliance with all applicable insurance requirements
• Detailed construction analysis that conforms to insurance industry standards and protocols
• High-resoulution photographic exhibits

We invite you to discover the LCAM Resources difference.